Posted On: September 23, 2009 by Steven D. Eversole

Injured on the Job in Alabama? Remember Third-party Liability when Considering Your Personal Injury Case

On-the-job mishaps, on-premises accidents or other incidences involving bodily injury can not only disrupt your life, but also can put your family in a difficult financial situation. As a Birmingham personal injury lawyer, I have many years of experience handling cases for individuals who were hurt as a result of another person’s negligence. Before you agree to any settlement, I recommend that you consult a knowledgeable Alabama personal injury attorney to better understand you rights following an accident that leaves you temporarily or permanently disabled.

One example of how a qualified legal professional can help you in such situations is related to the area of liability. Take for example a worker injured on the job while working in a manufacturing facility. Initially, it may seem obvious that the owner of that factory or production plant is responsible for any accidents that occur while an employee is working for that company. But did you ever consider what attorneys refer to as “third-party” liability?

Here in Alabama, worker’s compensation benefits can come up short when compared to the lost income and medical expenses associated with an on-the-job injury. Employees injured while working at their place of employment should always consider the possibility of third-party liability when seeking recovery of expenses and other costs associated with an injury. In fact, the recovery from a third party can often be greater than that from the individual’s employer.

As part of my work as a personal injury lawyer, I typically investigate the causes of injury to determine whether or not a third party was responsible for the worker’s injury. It is not at all uncommon to find that a defective manufacturing machine or other device was the cause of the injury. If so, it is very possible that the equipment that caused the injury was defective to the extent that it was not designed correctly so as to protect the operator from injury or lessen certain hazards during operation. Many times, the lack of proper warnings or labeling on the machine could have contributed to the injury.

Third-party liability goes beyond the manufacturer of a machine. It can also be applied to employees of another company who may have themselves been the cause of an accident, such as a motor vehicle crash, which resulted in an injury. There are many types of negligence by third parties that can give an injured worker a cause of action. Because of this, consider carefully before you accept any settlement and by all means contact a lawyer right away. Your family’s future may depend on it.

Tags: Alabama Personal Injury Attorney, Birmingham Injury Lawyer, employer liability, on-premises injuries, On-the-job Injuries, slip and fall, Third-party Liability, Workman's Compensation